Can Installing Hurricane Impact Windows Reduce My Insurance Premiums?

Floridians pay high homeowners insurance premiums compared to residents of most other states. Insurance companies base the cost of their premiums on several factors, such as home size, features, construction quality, age, and location. Other factors include your credit history and the claim history for both your home and surrounding neighborhood. Our customers often ask us if installing hurricane impact windows can lower their insurance premiums.

Hurricane impact windows offer two primary risk mitigation benefits that can impact your homeowners insurance premiums. The first of these is protection during a storm. Hurricane impact windows provide the gold standard in protection against wind from hurricanes and other powerful storms. Unlike traditional windows, hurricane impact windows are made with two layers of laminated or tempered glass bonded to an inner polymer layer. In addition to the stronger glass, the window frames are thicker and sturdier than those in traditional windows, providing extra support and stability to the window. Due to this extra strong construction, when flying debris hits these windows, they will stay intact. In some cases, the window may spiderweb, but it won’t shatter like a traditional window. This protects your home from debris and water entering and destroying it. It also maintains the air pressure in your home, protecting your family from the roof coming off, which can happen if the windows break and the air pressure inside the home changes during a storm.

The second benefit that can impact your homeowners insurance is enhanced security. By increasing your home’s security, you are decreasing the risk of burglary or vandalism, and consequently, decreasing the risk that the insurance company will have to pay you for a loss. If you have traditional windows, an intruder could break a window to access your home. In contrast, hurricane impact windows are nearly impossible for an intruder to break. Even if the intruder uses a hammer to try to break the glass, because it is designed to spiderweb rather than shatter, the intruder will still not be able to enter your home.

Each insurance company works differently, so the best way to find out how installing hurricane impact windows will affect your insurance premium is to contact your insurance company. When you begin your research into which hurricane impact windows are right for your home, call CitiQuiet Windows and Doors. We carry a large selection with different brands, styles, impact ratings, and options. We can customize your windows to fit in any space and develop a plan to match your budget. We also make the entire window purchase process easy since we can secure the permits, install the windows, complete any finish work, and arrange for inspections.

Since 2012, CitiQuiet Windows and Doors has been engineering and installing high-quality impact windows, doors, and shutters for residential and commercial buildings throughout Palm Beach, Broward, and Miami-Dade Counties. 

Based in Boca Raton, CitiQuiet Windows and Doors offers a turnkey service to clients including initial design, engineering, permitting, installation and finish work.  From elegant French doors to hurricane impact-resistant windows and sliding glass doors, CitiQuiet Windows and Doors has your solution. 

At CitiQuiet Windows and Doors, we carry only the highest-quality products from the nation’s top manufacturers – and we stand behind everything we sell.  For a free estimate, contact CitiQuiet Windows and Doors at 561-241-9463, visit us atcitiquiethurricanewindows.com,  or stop by the showroom today at 6530 West Rogers Circle, Suite 29, Boca Raton, FL 33487.

With an A+ rating from Better Business Bureau (BBB), CitiQuiet Windows and Doors consistently strives to exceed customer expectations.